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Insurance Solutions

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Health & Life

  •  Medicare Supplements
  •  Medicare Advantage Programs    
  •  Medicare Prescription Coverage
  •  Dental, Vision, and Hearing
  •  Long Term Care
  •  Home Health Care
  •  Recovery Care
  •  Hospital Indemnity
  •  Final Expense
  •  Permanent Life Insurance
  •  Term Life Insurance
  •  Individual Health Coverage (ACA)

Home & Auto

Fixed Annuities

  • Principal Preservation
  • Tax-deferred growth
  • Income Options, including income for life
  • Death Benefit Options

Fixed Index Annuities

  • Principal Preservation
  • Tax-deferred growth
  • One or more index allocation options
  • A choice of crediting methods
  • Income options, including income for life
  • Death benefit options
  • Optional benefits that may help preserve your retirement assets and income (available at an additional cost)


Annuities are insurance products designed to meet long-term needs for retirement income.  Early withdrawals may include surrender charges and may impact annuity cash values and death benefits. An additional 10% IRS penalty may apply to withdrawals prior to age 59 ½. An index annuity may include, but is not limited to, asset fees, participation rates, caps and surrender charges. Guarantees are based on the claims paying ability of the issuing insurance company.

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